Personal Savings

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Statement Savings  Apply Now  Rate Information

A Statement Savings account is an interest bearing savings account in which a monthly statement is rendered.

• No Fee, Low Minimum Balance
• Anytime Access by ATM, Telebanker, or MSB Online 
• Interest Bearing Account
• Personal Register for Record Keeping
• Transactions can be made without the use of a Passbook.
• FDIC Insured
• May be for Personal or Business Use 

Christmas Club  Apply Now  Rate Information

A Christmas Club account is a savings account which allows payments into the account with the intention of saving for Christmas or a similar time framed purpose.

• No Set Monthly or Weekly Payment
• Interest Bearing Account
• FDIC Insured
• Low Minimum Balance
• Automatic Disbursement of Funds in October
• Automatic Transfer Option Available
• No Fee 
  

Grand Savings  Apply Now  Rate Information

A higher rate interest bearing savings account for customers who have one of our Ultimate Checking accounts.

• Higher Rate of Interest 
• FDIC Insured 
• Receive a Montly Statement
• Unlimited In-Person Transactions 
• No Fee 
  

Certificate of Deposit  Apply Now  Rate Information

An interest bearing time deposit account in which rates are higher than a savings account and fixed for the term of the certificate. Customer must open or currently have a Machias Savings Bank checking account to qualify for specials.

• Competitive Interest Rates
• Automatically Reinvested at Maturity if change is not made within 10 days
• Variety of Terms
• FDIC Insured
• Can be Pledged as Collateral on a Loan
• Interest can be drawn or left to compound
  

Home Buyer's Certificate of Deposit  Rate Information

The Home Buyer's CD is an interest bearing time deposit account specifically established to allow for saving towards the purchase of a home. We offer a bridal registry with this account.

• No Service Fees
• 24-Month Term
• Receive a Monthly Statement
• Rates are Fixed for the Term of the Certificate
• Higher Interest Rate
• Bridal Registry Available
• Potential Discount on Mortgage Closing Costs
• FDIC Insured
  

Select Money Fund  Apply Now  Rate Information

Our Select Money Fund Account is an interest bearing savings account that offers higher interest rates and gives you the option of not tying up your money for an extended period of time.

• Low Minimum Balance
• Receive a Monthly Statement
• ATM, TeleBanker and MSB Online Access Available
• FDIC Insured
• Unlimited In-Person Transactions Available
• Limited Access by Checks Available
• Available for Business or Personal use
• Low Monthly Service Fee if Balance Falls Below the Requirement
  

Select Plus Money Fund  Apply Now  Rate Information

Our Select Plus Money Fund Account is a tiered interest bearing savings account that offers higher interest rates and gives you the option of not tying up your money for an extended period of time.

• Low Monthly Service Fee if balance falls below the requirement
• The higher the Deposit balance, the higher the interest you will earn
• Receive a monthly statement
• ATM, TeleBanker and MSB Online Access Available
• FDIC Insured
• Unlimited In-Person transactions available
• Available for Business or Personal use
• Limited Access by Checks Available